Abstract long-exposure of a modern glass building at night, evoking systems architecture

High-Leverage Architecture for Fintech Platforms That Can’t Fail

GrassSeed Software provides fractional CTO advisory and payment-systems architecture. We build resilient transaction platforms, modernize legacy servicing stacks, and de-risk technical due diligence.

Abstract long-exposure of a modern glass building at night, evoking systems architecture

High-Leverage Architecture for Fintech Platforms That Can’t Fail

GrassSeed Software provides fractional CTO advisory and payment-systems architecture. We build resilient transaction platforms, modernize legacy servicing stacks, and de-risk technical due diligence.

Who I Work With

Series A–C fintech founders, payment and lending platforms, and VC/PE investors who need executive-level technical judgment before the stakes get higher.

What I Offer

Downtime costs revenue, ledger integrity is non-negotiable, and legacy tech debt slows every release. GrassSeed brings pragmatic, executive-level architecture to solve exactly these problems.

Platform Resilience

Eliminate single points of failure across payment engines, ledgers, and servicing workflows before they become outages.

Scalable Architecture

Cloud-native system design that sustains transaction throughput as volume grows and avoids costly rewrites.

Legacy Modernization

Incremental migration paths off aging servicing stacks that protect uptime, data integrity, and compliance.

Executive Technical Leadership

Board-ready guidance on roadmaps, hiring, and vendor decisions, with senior CTO judgment at a fraction of the full-time cost.

Black and white structural steel roof beams representing platform architecture

Fractional CTO & Strategic Guidance

For fintech founders and Series A–C teams scaling transaction platforms.

Advisory: Async access + monthly architecture reviews

Strategic CTO: Roadmap, hiring, and platform-scaling ownership

Embedded CTO: Hands-on leadership through critical growth phases

Fintech Architecture Risk Audit

For payment and lending platforms carrying operational or scaling risk.

Rapid Diagnostic: Codebase + infrastructure red-flag review

Full Risk Audit: Payment engine, ledger integrity, and resilience assessment

Audit + Remediation: Prioritized roadmap with optional execution oversight

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Engineer reviewing technical drawings, representing architecture review and due diligence

Pre-Investment Technical Due Diligence

For VC and PE investors evaluating fintech targets pre-term-sheet.

Sanity Check: Independent architecture and team red-flag review

Comprehensive Diligence: Codebase, infrastructure, scalability, and compliance posture

Diligence + Value Creation: Post-close technical roadmap for the first 100 days

My Approach

My Approach

No pitch decks, no boilerplate proposals. Every engagement starts with a diagnostic session to surface risk, quantify technical debt, and clarify what’s actually blocking scale. From there:

  1. We align on a context brief covering platform constraints, compliance obligations, and success metrics.

  2. You receive a scoped proposal with tiered pricing that reflects the level of risk and urgency.

A short questionnaire is built into the booking flow, so the first session goes straight to substance.

Let’s Talk

Book a 45-minute strategy session. We’ll map your platform risks, scaling constraints, and what technical success looks like.

A few targeted questions are built into the booking flow so we can skip the introductions.

If we work together, the session fee is credited to your engagement.

High-stakes decisions deserve independent expertise. No obligations.

40 +

platforms advised


Across payments architecture, loan servicing, and pre-investment diligence.

Grayscale view beneath a steel truss bridge representing platform scale

36 x

transaction throughput scaled in production

Grayscale steel truss bridge representing engineering rigor at scale

Former Marine, startup builder, and fractional CTO focused on helping visionaries build smarter.

© 2025 Marek Kracl | Fractional CTO & Strategic Tech Advisor | GrassSeed Software, LLC

Built in Framer

Former Marine, startup builder, and fractional CTO focused on helping visionaries build smarter.

© 2025 Marek Kracl | Fractional CTO & Strategic Tech Advisor | GrassSeed Software, LLC

Built in Framer